Updated on 10th May, 2023 by Martin Astley
The boiler is the unsung hero of the modern home that provides heating and hot water when we need it the most, in the winter. And we frequently overlook its importance in our everyday lives. But what If you uncover a serious issue, which causes your old boiler to break down, leaving you with no hot water and heating? To face this situation, a boiler cover for old boilers may be the key to resuming normalcy as soon as possible.
In this article, we are going to discuss in detail what boiler coverage is and how to find the best coverage providers for your old boilers.
Is it important to have a boiler cover in place for old boilers?
A boiler cover refers to boiler insurance that ensures the monthly and annual maintenance service that gives you peace of mind and saves you money. It is quite important, in case of any emergency occurs with your boiler, you will have the sense of security that you will be assisted immediately, either on call or a designated engineer will visit your home and fix your boiler issues without any hassle. If your boiler is old and sometimes causes problems supplying hot water and heating, then it is the right time to get your boiler covered
Although getting a boiler cover for older boilers is a little difficult to come by. For example, if your boiler is older than 10 years, 15, or 20 years you may find fewer options for insurance because some firms won’t cover older boilers which are more likely to break down. If your boiler is more than seven years old some insurance companies will want to conduct an inspection of the unit and, if the boiler is in poor condition, they may decline to cover it. So, if your boiler is 10 years or more then it is advised to look for coverage immediately before it’s too late.
Boiler covers for older boilers also depend on whether spare parts are easily available. If spares are not easily available, you are likely to find that many companies will not offer boiler covers for your old boiler because they won’t be available to repair it if something goes wrong.
What are the types of cover for an older boiler?
Boiler service and breakdown insurance provide different levels of protection, depending on the firm and the package you purchase. The options you get may include:
- Cover for boiler and its control buttons.
- Cover for the central heating system.
- Cover for Plumbing and drainage.
- Cover for electrical wiring and pest treatment.
What are the benefits of full system boiler coverage?
Full system boiler unit cover packages include all of the benefits of a boiler-only deal, plus the rest of your system. Radiators, pumps, and flues will all be included. Annual boiler servicing may be included in the pricing, or you may pay an excess fee depending on the policy.
What are the advantages of having old boiler insurance?
There are three major advantages of old gas boiler breakdown insurance:
Pay a monthly/quarterly price:
It is always better to pay a monthly/quarterly price rather than paying hundreds of pounds on the spur of the moment.
Save money on repairs and energy bills:
Old boilers if not repaired or maintained can waste a lot of energy which in return will cost you a hefty price. So, getting it covered not only will save you money on service and repair but will also save you money on your energy bills.
Get immediate assistance on-call or from an engineer visiting your home:
When your boiler breaks down no need to panic if you got it covered. As you will get immediate assistance on call, or the coverage providers will send a certified engineer who will be with you in a few hours to fix the problem.
Do I need Annual Boiler Service?
Yes. Maintaining the efficiency and safety of your boiler requires annual servicing. Whether or not you have breakdown insurance, we strongly recommend getting your boiler serviced every year.
Regular inspections ensure that your boiler is in good working order and may even extend its life. Many providers will only cover you if you sign up for a year’s worth of service. Because some carriers do not include an annual service as part of their coverage, their contracts may appear to be less expensive.
Are you looking for the best solution for your old boiler?
If you have an old boiler, you should certainly consider replacing it with a new, A-rated boiler. This can deliver a lot of benefits and save hundreds of pounds a year on your energy bills. However, even if their boiler is older than they would like, many people cannot afford to pay a substantial sum of money all at once. In these situations, getting a boiler on finance is the best solution and a wise investment that provide the same peace of mind at a much lower cost.
Choosing a firm with a flexible price plan and good customer reviews will make your boiler insurance payments worthwhile.
We rely on our central heating to keep us warm every winter, so having a reliable boiler is critical for many households. Of course, the inevitable happens from time to time, and your boiler breaks down, potentially leaving you with a large repair expense; this is where insurance for old boilers comes in.
The most important thing is to ensure that your coverage is adequate for your requirements, like boiler cover pre-existing faults. Some policies only cover costs up to a particular amount per year or per claim, and many policies limit the number of claims you can submit per year, which is terrible if you have a difficult-to-repair problem.
Other firms will not cover issues such as limescale build-up or boiler servicing and inspection. It’s also a good idea to know your boiler’s age and model, as certain older and fewer common boilers aren’t covered. This could be because older boilers frequently fail to fulfill the efficiency and safety criteria demanded by many insurers. So, if you are wondering if the boiler cover for old boilers is worth it or not? Then it is but bear in mind that sooner or later, you will need to buy a new boiler for efficiency and effectiveness.
Do you need a boiler cover?
Is the boiler cover worth getting?
Does the boiler cover include a replacement boiler?
It depends on the company you have covered with. Some policies will include a BER (Beyond Economic Repair) clause that offers you a discount on a new boiler.
247 Home Rescue’s Stay Warm plan guarantees customers a replacement boiler completely free of charge if your boiler is declared BER at any point in the first ten years old its life.